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重复支付

PayCash重复支付所生成的交易号(reference number)可被多次支付，并在Liquido后台中被记录为多笔收款订单。

支付者在秘鲁的线下支付网点进行支付时，需要同时提供本接口生成的交易号(reference number/referencia)以及一个网点对应的协议号(agreement code/convenio)给收银员以完成交易。 交易号能在接口返回的“referenceNumber”字段获取。而协议号则需以线下支付网点对应，具体请参考协议号对照表。

HTTP 请求

POST /v1/payments/charges/references

Request Headers
{
    "Content-Type": "application/json",
    "Authorization": "Bearer {{access_token}}",
    "x-api-key": "{{api_key}}"
}
Request Body
{
    "idempotencyKey": "06c28bb9-9bbe-4e8b-9064-2a23daff914d",
    "paymentMethod": "PAY_CASH",
    "country": "PE",
    "currency": "PEN",
    "amount": 0,
    "expirationDate": "2025-02-21",
    "description": "this is a test reference",
    "callbackUrl": "https://api.client.com/callback/"
}
Content-Type: application/json
{
    "transferStatusCode": 200,
    "idempotencyKey": "06c28bb9-9bbe-4e8b-9064-2a23daff914d",
    "country": "PE",
    "currency": "PEN",
    "createTime": "2025-02-19 19:38:02 UTC",
    "status": "ACTIVE",
    "description": "this is a test reference",
    "callbackUrl": "https://api.client.com/callback/",
    "transferDetails": {
        "payCash": {
            "amount": 0,
            "expirationDate": "2025-02-21",
            "reference": "7041740022683866"
        }
    }
}

通知 / 回调

Content-Type: application/json
{
    "eventType":"CHARGE_SUCCEEDED",
    "data":{
        "chargeDetails":{
            "transferStatusCode":200,
            "transferErrorMsg":null,
            "idempotencyKey":"06c28bb9-9bbe-4e8b-9064-2a23daff914d",
            "referenceId":"06c28bb9-9bbe-4e8b-9064-2a23daff914d",
            "paymentMethod":"PAY_CASH",
            "amount":1000,
            "currency":"PEN",
            "country":"PE",
            "finalAmount": 1000,
            "finalCurrency": "PEN",
            "createTime": "2025-02-19 19:38:02 UTC",
            "finalStatusTime":"2025-02-20 00:30:55 UTC",
            "payer":{},
            "transferStatus":"SETTLED",
            "description":"this is a test pay",
            "callbackUrl":"https://api.client.com/callback/",
            "transferDetails":{
                "payCash":{
                    "referenceNumber":"7041740022683866",
                    "expirationDate":"2025-02-21",
                    "recurring":true,
                    "paymentTime": "2025-02-19 19:29:20"
                }
            }
        }
    }
}

HTTP Headers 字段说明

Key Value
Authorization "Bearer" + " " + {{access_token}}
x-api-key {{api_key}}

Request Body 字段说明

参数 必填 类型 描述
idempotencyKey String 商户系统创建的唯一ID， 长度不大于128个字节。
paymentMethod String 支付方式. 枚举值 PAY_CASH
country String 国家编号国际缩写码，遵循ISO 3166-1 alpha-2 code标准, 如秘鲁PE
currency String 货币代码，如秘鲁PEN
amount Long 交易金额，单位是货币最小粒度，如 100 = 1PEN。默认值为0。
若金额为‘0’，消费者可以拿着交易号去线下网点支付任意金额，例如：消费者可以第一次去支付100PEN，然后第二次去支付200PEN。
若金额不为‘0’，比如此处值为‘50000’，意味着消费者去线下网点支付时，每次都只能支付固定金额500PEN。
expirationDate String 交易过期时间，格式：yyyy-MM-dd
description String 支付描述
callbackUrl String 接收交易状态变更通知的地址。接收post请求。

Response Body 字段说明

参数 类型 描述
transferStatusCode Integer 此次交易的状态码, 200表示交易成功或者进行中, 其他代表失败
idempotencyKey String 此参数用于幂等目的，交易的唯一标识ID，长度不大于128个字节。
country String 国家编码 PE
currency String 收款货币代码，长度为3个字节，PEN
createTime String 创建时间
status String 交易状态
description String 描述信息
transferDetails JSON 交易类型的详细信息
callbackUrl String 接收交易状态变更通知的地址。接收post请求。

对象字段说明

TransferDetails
参数 类型 描述
payCash JSON PayCash支付的详细信息
PayCash
参数 类型 描述
amount Long 交易金额
expirationDate String 过期日期 秘鲁时间 "yyyy-MM-dd"
reference String 这是一个可以被多次重复使用的交易号。支付者在支付时，需要提供的交易号(reference number/referencia)。需要注意的是除此之外，用户还需根据其支付网点，提交对应的协议号。

状态

参数 描述
ACTIVE 交易已成功创建，是正常进行中的交易状态。
EXPIRED 交易过期
CANCELLED 交易取消
FAILED 交易失败，异常

Notification 事件类型

CHARGE_SUCCEEDED,
CHARGE_FAILED,
CHARGE_CHARGED_BACK,
CHARGE_REFUND_SUCCEEDED,
CHARGE_REFUND_FAILED;

协议号对照表

支付网点 协议号 备注
Caja Trujillo Don't need an agreement code. Provide a full 16-digit reference
Caja Los Andes Don't need an agreement code. Provide a full 16-digit reference
Financiera QAPAQ Don't need an agreement code. Provide a full 16-digit reference
Edpyme Alternativa Don't need an agreement code. Provide a full 16-digit reference
Caja Paita Don't need an agreement code. Provide a full 16-digit reference
Caja Municipal Del Santa Don't need an agreement code. Provide a full 16-digit reference
Western Union Don't need an agreement code. Provide a full 16-digit reference
Banco Pichincha Don't need an agreement code. Provide a full 16-digit reference
Kasnet 220114 Provide a full 16-digit reference
Banco BCP 24162 Provide the last 13 digits of the reference
Yape Don't need an agreement code. Provide the last 13 digits of the reference
Agente Cash Don't need an agreement code. Provide a full 16-digit reference
BBVA Perú Don't need an agreement code. Provide a full 16-digit reference
Interbank 0319901 Provide a full 16-digit reference
IZIPAY Don't need an agreement code. Provide a full 16-digit reference
Banco del comercio Don't need an agreement code. Provide a full 16-digit reference
Megapunto Don't need an agreement code. Provide a full 16-digit reference
Red digital Don't need an agreement code. Provide a full 16-digit reference
Niubiz Don't need an agreement code. Provide a full 16-digit reference
Caja Arequipa Don't need an agreement code. Provide a full 16-digit reference
Banbif Don't need an agreement code. Provide the last 14 digits of the reference
FULL CARGA Don't need an agreement code. Provide the last 14 digits of the reference
PREXPE Don't need an agreement code. Provide the last 14 digits of the reference
ASTROPAY Don't need an agreement code. Provide the last 14 digits of the reference
Floid Don't need an agreement code. Provide a full 16-digit reference
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