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SPEI

SPEI is the system created by the Mexican Central Bank to bring 24/7 real-time settlements to life. SPEI allows funds transferring amongst its participants. Brings information indicating if a client ordered a payment, and this, identify him/her. Likewise, it can carry information to request a payment from one of its participants. Please note this service is for Mexico only.

Submit a payout

Request a payout and transfer the funds to an external bank institution. Please note each country may have its own additional requirements and will have their own payment schedules, see below for detail information.

HTTP Request

POST /v1/payments/payouts/spei

Request Headers
{
    "Content-Type": "application/json",
    "Authorization": "Bearer {{access_token}}",
    "x-api-key": "{{api_key}}"
}
Request Body
{
    "idempotencyKey": "idempotency-key",
    "country": "MX",
    "targetName": "usera",
    "targetLastName": "lastname",
    "targetEmail": "usera@liquido.com",
    "targetDocument": "24988323888",
    "targetBankName": "STP",
    "targetBankCode": "706",
    "targetBankBranchId": "123456789",
    "targetBankAccountId": "706180005047305123",
    "targetBankId": "90706",
    "amountInCents": 10000,
    "currency": "USD",
    "comment": "Liquido CompanyName",
    "callbackUrl": "https://api.client.com/callback/",
    "subMerchantId": "UUID"
}
Content-Type: application/json
{
    "idempotencyKey": "idempotency-key",
    "statusCode": 200,
    "errorMsg": "",
    "transferStatus": "IN_PROGRESS",
    "transferStatusCode": 200,
    "transferErrorMsg": ""
}

HTTP Headers Details

Key Value
Content-Type application/json
Authorization "bearer"+ "" + {{access_token}}
x-api-key {{api_key}}

Request Body Details

Parameter Required Type Description
idempotencyKey String Unique key to ensure idempotent requests.
country String The user's country. ISO 3166-1 alpha-2 code, Length 2 characters, such as MX.
targetName String Target account holder full name or account holder first name if targetLastName has been set.
targetLastName String Target account holder last name
targetEmail String Target account holder email address
targetDocument String Target account holder identity
targetBankName String Target bank name
targetBankCode String Target bank code
targetBankBranchId String Target bank branch id
targetBankAccountId String Target bank account id.
targetBankId String Target bank id. Required when targetBankAccountId is a 16-digit bank card. see Supported Bank.
amountInCents Long The transfer amount. note: 100 = 1MXN/1USD
currency String The currency of the transferred fund, Length 3 characters, such as MXN, USD
comment String The payment description. It is recommended to use "Liquido-" + company name or APP name. The default is "Liquido CompanyName", where "CompanyName" is your default company name in the system.
callbackUrl String URL where Liquido will send notifications associated to changes to this payment. will receive a post request.
subMerchantId String The sub merchant ID. Required for PSPs.

Response Body Details

Parameter Type Description
idempotencyKey String Unique key to ensure idempotent requests.
statusCode Integer 200 Success, 401 Access denied, 422 Required fields missing or invalid data, 500 internal error
errorMsg String error message if failed
transferStatus String Transfer status, SETTLED, IN_PROGRESS, FAILED or REJECTED. We should use transferStatus to judge the payment status
transferStatusCode Integer Transfer status code, TransferErrorCode
transferErrorMsg String Transfer error message if failed

Supported Bank

Bank ID Bank Name
37006 BANCOMEXT
37009 BANOBRAS
37019 BANJERCITO
37135 NAFIN
37166 BaBien
37168 HIPOTECARIA FED
40002 BANAMEX
40012 BBVA MEXICO
40014 SANTANDER
40021 HSBC
40030 BAJIO
40036 INBURSA
40042 MIFEL
40044 SCOTIABANK
40058 BANREGIO
40059 INVEX
40060 BANSI
40062 AFIRME
40072 BANORTE
40106 BANK OF AMERICA
40108 MUFG
40110 JP MORGAN
40112 BMONEX
40113 VE POR MAS
40127 AZTECA
40128 AUTOFIN
40129 BARCLAYS
40130 COMPARTAMOS
40132 MULTIVA BANCO
40133 ACTINVER
40136 INTERCAM BANCO
40137 BANCOPPEL
40138 ABC CAPITAL
40140 CONSUBANCO
40141 VOLKSWAGEN
40143 CIBANCO
40145 BBASE
40147 BANKAOOL
40148 PAGATODO
40150 INMOBILIARIO
40151 DONDE
40152 BANCREA
40154 BANCO COVALTO
40155 ICBC
40156 SABADELL
40157 SHINHAN
40158 MIZUHO BANK
40159 BANK OF CHINA
40160 BANCO S3
90600 MONEXCB
90601 GBM
90602 MASARI
90605 VALUE
90608 VECTOR
90613 MULTIVA CBOLSA
90616 FINAMEX
90617 VALMEX
90620 PROFUTURO
90630 CB INTERCAM
90631 CI BOLSA
90634 FINCOMUN
90638 NU MEXICO
90642 REFORMA
90646 STP
90648 TACTIV CB
90652 CREDICAPITAL
90653 KUSPIT
90656 UNAGRA
90659 ASP INTEGRA OPC
90670 LIBERTAD
90677 CAJA POP MEXICA
90680 CRISTOBAL COLON
90683 CAJA TELEFONIST
90684 TRANSFER
90685 FONDO (FIRA)
90686 INVERCAP
90689 FOMPED
90703 TESORED
90710 NVIO
90706 ARCUS
90661 ALTERNATIVOS
90723 CUENCA
90722 MERCADO PAGO W
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