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Create A Payment

Create A Debit Card Payment

When sending a debit card payment request over to Liquido, the card information details need to be included.

HTTP Request

POST /v1/payments/charges/card

Request Headers
{
    "Content-Type": "application/json",
    "Authorization": "Bearer {{access_token}}",
    "x-api-key": "{{api_key}}"
}
Request Body
{
    "idempotencyKey": "1ec983fa-1a37-679b-809b-067861d87ab0",
    "amount": 100,
    "currency": "MXN",
    "country": "MX",
    "paymentMethod": "DEBIT_CARD",
    "paymentFlow": "DIRECT",
    "payer": {
        "name": "username",
        "email": "username@liquido.com",
        "phone": "+52 1234567890",
        "document": {
            "documentId": "49033315550",
            "type": "IFE"
        },
        "billingAddress": {  
            "zipCode": "03400",
            "state": "CDMX",
            "city": "Álamos",
            "street": "Simón Bolívar",
            "number": "12121"
        }
    },
    "card": {
        "cardHolderName": "card_holder_name",
        "cardNumber": "4242424242424242",
        "expirationMonth": "06",
        "expirationYear": "2029",
        "cvc": "123"
    },
    "orderInfo": {  
        "orderId": "test-order-id",  
        "shippingInfo": { 
            "name": "shipping test name",  
            "phone": "shipping phone",  
            "email": "thiago@example.com",
            "address": { 
                "street": "street name",
                "number": "building number",
                "complement": "unit, apt, etc.",
                "district": "district, neighborhood, etc.",
                "city": "city name",
                "state": "state, state code",
                "zipCode": "zip code, postal code",
                "country": "MX"
            }
        }
    },
    "description": "this is a test pay",
    "callbackUrl": "https://api.client.com/callback/",
    "subMerchantId": "UUID"
}
Response
{
    "transferStatusCode": 200,
    "transferErrorMsg": null,
    "idempotencyKey": "1ec983fa-1a37-679b-809b-067861d87ab0",
    "referenceId": "1ec983fa-1a37-679b-809b-067861d87ab0",
    "paymentMethod": "DEBIT_CARD",
    "amount": 100,
    "currency": "MXN",
    "country": "MX",
    "finalAmount": 100,
    "finalCurrency": "MXN",
    "createTime": "2022-03-01 17:53:18 GMT-08:00",
    "scheduledTime": "2022-03-01 17:53:18 GMT-08:00",
    "finalStatusTime": "2022-03-01 17:53:18 GMT-08:00",
    "payer": {
        "name": "username",
        "email": "username@liquido.com",
        "phone": "+52 1234567890",
        "document": {
            "documentId": "49033315550",
            "type": "IFE"
        },
        "billingAddress": {  
            "zipCode": "03400",
            "state": "CDMX",
            "city": "Álamos",
            "street": "Simón Bolívar",
            "number": "12121"
        }
    },
    "transferDetails": {
        "card": {
            "cardInfo": {
                "cardHolderName": "card_holder_name",
                "expirationMonth": 6,
                "expirationYear": 2029,
                "bin": "424242",
                "last4": "4242",
                "brand": "VISA"
            }
        }
    },
    "transferStatus": "SETTLED",
    "description": "this is a test pay",
    "callbackUrl": "https://api.client.com/callback/",
    "subMerchantId": "UUID"
}

Notification / Callback

Content-Type: application/json
{
    "eventType": "CHARGE_SUCCEEDED",
    "data":  {
        "chargeDetails": {
            "transferStatusCode": 200,
            "transferErrorMsg": null,
            "idempotencyKey": "1ec983fa-1a37-679b-809b-067861d87ab0",
            "referenceId": "1ec983fa-1a37-679b-809b-067861d87ab0",
            "paymentMethod": "DEBIT_CARD",
            "amount": 100,
            "currency": "MXN",
            "country": "MX",
            "finalAmount": 100,
            "finalCurrency": "MXN",
            "createTime": "2022-03-01 17:53:18 GMT-08:00",
            "scheduledTime": "2022-03-01 17:53:18 GMT-08:00",
            "finalStatusTime": null,
            "payer": {
                "name": "username",
                "email": "username@liquido.com",
                "phone": "+52 1234567890",
                "document": {
                    "documentId": "49033315550",
                    "type": "IFE"
                },
                "billingAddress": {  
                    "zipCode": "03400",
                    "state": "CDMX",
                    "city": "Álamos",
                    "street": "Simón Bolívar",
                    "number": "12121"
                }
            },
            "transferDetails": {
                "card": {
                    "cardInfo": {
                        "cardHolderName": "card_holder_name",
                        "expirationMonth": 6,
                        "expirationYear": 2029,
                        "bin": "424242",
                        "last4": "4242",
                        "brand": "VISA"
                    },
                }
            },
            "transferStatus": "SETTLED",
            "description": "this is a test pay",
            "callbackUrl": "https://api.client.com/callback/",
            "subMerchantId": "UUID"
        }
    }
}

Request Headers Parameters

Key Value
Authorization "bearer" + " " + {{access_token}}
x-api-key {{api_key}}

Request Body Parameters

Parameter Required Type Description
idempotencyKey String Unique key to ensure idempotent requests. given by the merchant in their system.
amount Long The transfer amount, The minimum settlement granularity of the current currency, such as 100=1MXN
country String country code
currency String The currency code of the transferred fund
paymentMethod String payment method, enum value as DEBIT_CARD
paymentFlow String payment flow, enum value as DIRECT or REDIRECT
payer JSON payer info
card JSON debit card info.
orderInfo JSON order info
description String description of payment
callbackUrl String URL where Liquido will send notifications associated to changes to this payment. will receive a post request.
subMerchantId String The sub merchant ID. Required for PSPs.
riskData JSON The risk data of the payment. MERCHANT_APP_NAME or MERCHANT_WEBSITE must be provided in risk Data. Please see here for further details.

Create A Debit Card Payment With Risk Data

Please see here for further details.

Create A Debit Card Redirect Payment

Please see here for further details.


Payer Object Parameters
Parameter Required Type Description
name String fullname.
email String email.
phone String Mobile phone number. Should include “+52” as a prefix.
document JSON Document info.
billingAddress JSON Billing address info.
Document Object Parameters
Parameter Required Type Description
documentId String document number.
type String document type. enum of IFE,INE or MEXICO_PASSPORT_ID
BillingAddress Object Parameters
Parameter Required Type Description
zipCode String zip code.
state String state.
city String city name.
street String street name.
number String street number.
OrderInfo Object Parameters
Parameter Required Type Description
orderId String order identity number
(Required only when object is provided)
shippingInfo JSON shipping info
ShippingInfo Object Parameters
Parameter Required Type Description
name String shipping name
phone String Mobile phone number. Should include “+52” as a prefix.
email String email address
address JSON the same as billingAddress
Card Object Parameters
Parameter Required Type Description
cardHolderName String Cardholder's full name.
cardNumber String 16 digit number of the card, as a string without any separators.
expirationMonth String 2 digit numbers representing the card's expiration month.
expirationYear String 4 digit numbers representing the card's expiration year.
cvc String Debit card verification code.

Response Body Parameters

Parameter Type Description
transferStatus String Transfer status, SETTLED, IN_PROGRESS, FAILED
transferStatusCode Integer Transfer status code, 200 transaction SETTLED, IN_PROGRESS, other FAILED
transferErrorMsg String Transfer error message if failed
referenceId String Unique key to payment ticket, generated by Liquido.
idempotencyKey String Unique key to ensure idempotent requests. given by the merchant in their system
amount Long The transfer amount
country String country code
currency String The currency code of the transferred fund
finalAmount Long The final amount that is used for creating the charge order. EX: for charge orders with FX conversion, this field represents the converted amount from the original requested amount.
finalCurrency String The currency code of the finalAmount.
paymentMethod String payment method, enum value as DEBIT_CARD
payer JSON payer info
transferDetails JSON transaction details info
description String description of payment
callbackUrl String URL where Liquido will send notifications associated to changes to this payment. will receive a post request.
createTime String Payment ticket created time
scheduledTime String Payment ticket scheduled time
finalStatusTime String Transfer final status update time, final status include SETTLED, FAILED
subMerchantId String The sub merchant ID.
TransferDetails Object Parameters
Parameter Type Description
card JSON card detail info
Card Object in TransferDetails Parameters
Parameter Type Description
cardInfo JSON card detail info
CardInfo Object in response Parameters
Parameter Type Description
cardHolderName String Cardholder's full name.
bin String first 6 digit number of the card
last4 String last 4 digit number of the card
brand String Debit card brand. such as Visa, Mastercard
expirationMonth Integer 1 or 2 digit number(s) representing the card's expiration month.
expirationYear Integer 4 digit numbers representing the card's expiration year.

Transfer Status

Parameter Description
IN_PROGRESS The transaction of this method has started, but no transactions have been processed yet.
SETTLED The funds of the transaction of this payment have been transferred to the store.
REFUNDING The transaction of this payment is refunding.
REFUNDED The transaction of this payment method has been refunded.
CHARGED_BACK The transaction of this payment has been reported as chargeback.
FAILED There was an error while processing the transaction of this payment. This status is followed by a message with more details about the error.

Notification Event Type

CHARGE_SUCCEEDED,
CHARGE_FAILED,
CHARGE_CHARGED_BACK,
CHARGE_REFUND_SUCCEEDED,
CHARGE_REFUND_FAILED;
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